Introduction

I am circulating this plan at this late stage of the health care debate because most of the proposals out there are totally inadequate. This plan is a hybrid of government provided coverage, private insurance and regional and trade association co-ops (Not as public option replacements, but as an additional choice. I'd be very disappointed if the eventual health care bill doesn't include a public option and co-ops are inadequate alternatives).

I originally came up with this healthcare plan in 2005 and never formally put it to paper because I worked for someone who advocated single payer, which I believe is a worthy goal, but impossible in today's political and economic climate.

Plans without a public option are essentially worthless. They will inadequately extend the coverage safety net and will not put adequate competitive pressure on private insurance pricing.  read more »